Yesterday was hell on Earth for me. I was buying a car with a bank draft through Simplii. Turns our Simplii had the draft wrong. They had the Dealership's name and location on the draft so the bank denied it. I went to a local CIBC (they own Simplii. Even my bank draft said CIBC!) They "couldn't" issue me a new draft or contact Simplii. I called and waitied 30 minutes for a Simplii representive. I took a picture of the bank draft so they could do a mobile deposit. Then they exteneded my limit to spend it. It was still not enough because there was a hold on some of it. Luckily my mother was with me and payed the last of it off.
TLDR: Simplii and CIBC are shit. I don't want to deal with either of them ever again. My father says First Ontario is good to deal with (I live in Onterrible btw) any suggestions for a good bank (with physical locations) would be a huge help!
They put the name of the dealership plus the address. So instead of it saying. "Car Lot." It said "Car Lot, Butt Fuck, Ontario." Apparently the bank wouldn't accept it because it said "Butt Fuck, Ontario" afterwards because that wasn't the legal name for the business.