Well a large part of the issue is instead of using CERB to pay their bills shitheads spent it on TV's and other material goods while not paying their rent.

Of course there is also the issue of the government giving out money to large businesses but not requiring deferrals for payments on mortgages and car payments. Don't penalize people, just extend the length of their payments. It's not ideal but with the corporate welfare they threw around to massive multinational businesses and banking institutions that have huge reserves, you can't tell me that wasn't a viable option.