Lower class is poverty. Not being able to afford extra for your kids, never owning property, and having zero retirement savings would be poverty.

They'd be even more fucked in any other city, plus that was me having them pay ZERO taxes, which wouldn't be the case. Fuck, if you look at that and think there are 'extras' by modern standards in Canada that's pretty ridiculous.

Add in, that could be one parent, with no income splitting, actually only taking home $48k. Tons of wiggle room, right? Being one major spend (car accident, medical bill, etc) away from being destitute is a pretty low bar.