I make a low six-figure salary. I don't work particularly hard, especially during the last year of work-from-home nonsense. I could pursue some "side hustle" to make more money, I've got the time and energy. Why bother though? For every additional dollar I make almost half of it gets stolen. Why take risks and employ other people when the marginal utility to the risk-taker is beaten down so badly. I'll just micromanage my TFSA, extract as much money as I can from the market, and keep 100% of the winnings, thanks.