Yesterday was hell on Earth for me. I was buying a car with a bank draft through Simplii. Turns our Simplii had the draft wrong. They had the Dealership's name and location on the draft so the bank denied it. I went to a local CIBC (they own Simplii. Even my bank draft said CIBC!) They "couldn't" issue me a new draft or contact Simplii. I called and waitied 30 minutes for a Simplii representive. I took a picture of the bank draft so they could do a mobile deposit. Then they exteneded my limit to spend it. It was still not enough because there was a hold on some of it. Luckily my mother was with me and payed the last of it off.

TLDR: Simplii and CIBC are shit. I don't want to deal with either of them ever again. My father says First Ontario is good to deal with (I live in Onterrible btw) any suggestions for a good bank (with physical locations) would be a huge help!